Pet insurance – Do you need it?
Everyone with a dog, cat or other pet will agree with me: you want to give your pet the best possible care at all times. With a little bit of luck, the costs of this care will remain within limits: many pets come to the vet only once or twice a year. But when there’s something more severely wrong with your pet, going to the vet can be costly. Insurance is one way of being prepared for any health problems that may arise in the future. Having a pet insurance assures you that the care for your pet can always be paid.
Taking out a pet insurance, where?
There are several providers where you can have the care for your pet(s) insured. However, the conditions, premiums and reimbursements may vary considerably among insurance firms. Comparing the various providers is a wise thing to do before you make the choice for a certain insurer. When comparing, do not just look at where you pay the lowest monthly premium, but also pay attention to the small print and the level of the personal contribution.
Tips for taking out a pet insurance policy
Some other tips regarding pet insurance:
- The younger your pet is when you take out insurance, the lower the premium;
- Also consider taking out insurance for your animal against accidents or death;
- Many providers also offer travel insurance for your pet.
Ask your veterinary surgeon for advice about the expected health problems! Taking out a pet insurance is a serious matter, take your time for it. Look at the provider’s websites and call them when you have a question. It is important that you know in advance what you are getting into.